Boat Financing | Meares Marine Dealership

Buying a boat is a big deal — and figuring out how to pay for it shouldn’t slow you down. Meares Marine works with Priority One Financial Services, one of the most experienced marine lenders in the country, to get you financed on new and used boats with competitive rates and terms that actually work for your budget.

You can apply online before you ever set foot on the dock, or come out to our waterfront location in Manning and we’ll walk through it together. Either way, the process is straightforward and approvals move fast. Most people know where they stand before they leave.

And here’s the thing — if you’ve got your eye on a boat for Memorial Day, 4th of July, or Labor Day weekend, don’t wait to start the financing conversation. Inventory moves heading into the season, and the boat you want today might not be here next week.

Financing Options

Our boat dealer partners with Priority One Financial to provide comprehensive marine financing. This division of Forest River Inc., a Berkshire Hathaway company, is the nation’s oldest and largest marine finance company.

New Boats for Sale

New Boat Financing

Competitive rates available on all new Crest and Stingray boats with terms up to 20 years. Qualified buyers can finance 100% of purchase price plus tax, title, and fees.

Pre Owned Boats

Used Boat Financing

Pre-owned boat financing available with competitive rates based on boat age and condition. Flexible terms accommodate various budgets and boat values.

Xcursion Tritoon Boats

Online Application

Complete your financing application online before visiting to know your budget. Fast pre-approval process typically completes within 24 hours for qualified applicants.

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Crest Pontoon Boats

Payment Estimator

Use our payment calculator to estimate monthly payments based on boat price and terms. Adjust down payment, interest rate, and loan length to find comfortable payment.

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Stingray Center Console Boats

Multiple Lender Network

Priority One works with multiple lenders to find best rates for your situation. Competitive shopping ensures you receive optimal financing terms available.

MM Why Choose

Why Choose Meares Marine

Our boating company is dedicated to helping customers secure affordable boat financing since 2014. Our finance team guides you through the application process and explains all terms clearly. We work with Priority One Financial to find solutions for various credit situations and budgets.

Financing Advantages:

Competitive rates through Priority One

Fast approval process

Online application available

Flexible terms and payments

Experienced finance team support

Customer Reviews

Read what our customers say on our reviews page. Meares Marine has earned exceptional ratings across
Google, Facebook, and local directories.

Frequently Asked Questions

Application Process

How do I apply for boat financing?
Apply online through our website or visit our dealership to complete an application with our finance team.
What information do I need to apply?
You’ll need proof of income, identification, residence information, and details about the boat you’re purchasing.
How long does approval take?
Most applications receive credit decisions within 24 hours, with final approval depending on documentation completion.

Requirements & Qualifications

What credit score do I need?
While requirements vary by lender, Priority One works with various credit profiles to find financing solutions.
Do I need a down payment?
Down payment requirements depend on boat price, credit profile, and chosen loan program.

Terms & Rates

What interest rates are available?
Rates vary based on credit score, loan term, boat age, and down payment amount for each application.
What loan terms are offered?
Terms range from 5 to 20 years depending on boat value, age, and borrower qualifications.

Special Situations

Can I finance a used boat?
Yes, we offer financing on quality used boats through Priority One’s pre-owned boat programs.
Can I include accessories in my loan?
Yes, accessories, extended warranties, and insurance can often be included in your boat financing.
What if I have a trade-in?
Trade-in value can be used as down payment to reduce loan amount and monthly payments.

Service Areas We Cover

We provide boat financing assistance to customers throughout the region from our dealership.
Our finance team helps boaters from multiple communities secure affordable loans.

Financing Available For:

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Clarendon County residents

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Florence County buyers

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Orangeburg County customers

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Charleston area boaters

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Regional applicants

Boating Resources & Blog

Visit our boat buying guide for financing tips and budget planning advice. Our blog includes articles on boat ownership costs and smart financing strategies.

Contact Meares Marine

Have questions or ready to visit? Contact Meares Marine today—we’re here to help with all your boating needs.

Address

2058 Lake Shore Drive, Manning, SC 29102

Email

mearesmarine@gmail.com
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Hours

Sales: Sun-Thur 9am-5:00pm, Fri-Sat 9am-6pm
Fuel: Extended hours Fri-Sun

Facebook

facebook.com/mearesmarine

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